Frequently Asked Questions

The eligibility criteria to apply for a FairCash Personal Loans is transparent . Our basic eligibility criteria is A salaried or self-employed individual Monthly in-hand income of ₹13,500 or more Income should be received in a bank Should be aged between 18 years and 60 years

The minimum amount that you can borrow on FairCash loans is Rs.2,000. The maximum loan amount is calculated by our algorithm and can go up to Rs.50,000.

You can get an instant loan on FairCash without any paperwork by following these steps: a)Complete and submit your loan application on the app/on our website by giving your personal and employment details, bank statements and submitting your KYC documents. b)Once you've submitted your loan application, we'll go through your documents and assess your creditworthiness along with other important details on your application. c)Post the verification process, we'll send you a NACH form, which you're required to print, sign on, scan, and send back to us. This NACH form is to enable the auto-debit facility for your bank account so you can pay your EMIs on time automatically. d)On receiving your NACH form, we'll send you a loan agreement on the app. You'll need to review and submit the agreement. Post this, your loan amount will be credited into your bank account in a few hours.

No, you can cancel the loan only before you've submitted the Loan Agreement form. After you submit this Loan Agreement, you will not be able to cancel the loan.

Yes, we charge a small fee to process your loan. It starts from 2% of your loan amount and is decided by our system based on various factors. The applicable processing fee will be deducted from the loan amount while the remaining funds will be transferred to your account.

We have made sure that the loan request process on our platforms is smooth and bug-free. If you are using our website for your loan application, we recommend that you save your application frequently. And if your app crashes at any point in time, you will be able to start from the same step where the app crashed previously. Still if you face any difficulty, please get in touch with us at contact@faircash.store along with the details of the issue.

No, you can't change your loan amount on the app after you've submitted your application. If you've made any errors during the application process, please email us at contact@faircash.store, Do keep in mind that you can't change the loan amount or the terms after you've reviewed and submitted the Loan Agreement.

For any data deletion request, please reach out to our customer care support. Email at contact@faircash.store.